RIS
Located in Chandler, AZ
(480) 361-4630

Long-Term Care

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Please provide the following information
How much the policy pays out per day for nursing care or home health care is the Daily Benefit.
The length of time for which a policy will continue to pay the benefits associated with
long-term care is the Benefit Period.
With most policies, your benefits won't start the first day you go to a nursing home or start using home care. During an Elimination Period, the policy will not pay the cost of long-term care services.
There is an option with most plans called an Auto Inflation Rider, available at an additional cost, which increases the benefits according to the rises in inflation. For Texas consumers, compound protection must be rejected before other forms are considered.
No
Yes
Nonforfeiture benefits in policies, available at an additional cost, provide that at least some benefits will be paid even if the buyer fails to keep up premium payments and the policy is cancelled for non-payment.
Annual
Semi-Annual
Quarterly
Monthly
The Payment Mode indicats whether you want to pay for the insurance once a year (annually), semi-annually, quarterly or monthly. When not paying annually there is usually an additional administration fee.
PLEASE PROVIDE THE FOLLOWING INFORMATION
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 lbs
Non-Smoker
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No
Yes (Within Last 5 Years)

 

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Copyright © Retirement Insurance Specialists
RIS is not connected with or endorsed by the United States Government or the federal Medicare program. This website includes insurance solicitations and advertisements. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.